Legal

SMS Terms & Conditions

Last updated March 31, 2026

By providing your telephone number and checking the consent box in our Questionnaire section you have consented in writing to receive SMS communications (text messages) from us.

What we send

As used in this text messaging disclosure, “SMS Account Notifications” means any SMS (text message) communications from us to you pertaining to your account or loan transaction sent to the phone number provided in connection with this transaction, including but not limited to application processing status, account information, loan information, information requests, document requests, due dates, delinquent accounts, closings and program updates.

When opting in you agree to be contacted by Phunded LLC via call, email, and text for financial services. To opt out, you can reply “stop” at any time or reply “help” for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary.

Terms

  1. Message frequency varies per user.
  2. Message and data rates may apply.
  3. Text HELP for help. Text STOP to unsubscribe.
  4. Carriers are not liable for delayed or undelivered messages.

How to unsubscribe

You may withdraw your consent to receive SMS Account Notifications by replying with “stop, end, cancel, unsubscribe, or quit” or by calling us at 949-347-5083 at any time. We may treat your provision of an invalid mobile phone number, or the subsequent malfunction of a previously valid mobile phone number, as a withdrawal of your consent to receive SMS Account Notifications. Any withdrawal of your consent to use SMS Account Notifications will be effective only after we have a reasonable period of time to process your withdrawal. To request additional information, contact us by telephone at 949-347-5083.

In order to access, view, and retain SMS Account Notifications that we make available to you, you must have: (i) a SMS-capable mobile phone, (ii) an active mobile phone account with a communication service provider; and (iii) sufficient storage capacity on your mobile phone.

All SMS Account Notifications in electronic format from us to you will be considered “in writing.”

Charges

There is no service fee for SMS Account Notifications but you are responsible for any and all charges, including but not limited to fees associated with text messaging, imposed by your communications service provider. Please consult your mobile service carrier's pricing plan to determine the charges for sending and receiving text messages. These charges will appear on your phone bill. Message frequency depends on account status or settings. We may modify or terminate our text messaging services from time to time, for any reason, and without notice, including the right to terminate text messaging with or without notice, without liability to you.

Your mobile information

Data will not be shared with third parties for marketing or promotional purposes. No mobile information will be shared, as described in §5.1.4 of CTIA Messaging Principles and Best Practices, with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Contact

Questions about this document? Email Phil@InvestorMortgages.net or call (949) 347-5083.

17911 Von Karman Ave, Suite 400, Irvine, CA 92614120 Vantis Dr #300, Aliso Viejo, CA 92656