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Estimators

Run the numbers.

HELOC estimator
Line amount$100,000
$25,000$750,000
Estimated monthly payment$835.82principal & interest at 7.99% APR*
Other frequently asked questions
Credit card estimator

What the minimum payment actually costs you, at the national average rate of 25%.

Balance$50,000
$1,000$100,000
Minimum payments$1,541.67first month, then falling
Paid off in
38 yr 9 mo
Interest
$103,032
Total paid
$153,032
On a 20-year line$417.91fixed, every month
Paid off in
20 years
Interest
$50,298
Total paid
$100,298

That’s $52,734 less interest, and 18 yr 9 mo sooner.